We model EU countries? bank ratings using financial variables and allowing for intercept and slope heterogeneity. We … find that country-specific factors (in the form of heterogeneous intercepts) are a crucial determinant of ratings. Whilst … ?new? EU countries typically have lower ratings than ?old? EU countries, after ontrolling for financial variables, all …

diferenciales. ; The in-house credit assessment systems (ICASs) developed by euro area national central banks (NCBs) are an … for small and medium-sized banks that lend primarily to small and medium-sized enterprises (SMEs). This ultimately leads …

those the credit institutions are getting special supervision and regulation. Especially at the level of the European Union …, the regulation and supervision of the banking sector reached some limits not previously seen. The present work deals with … banks having this role. …

The supervision of audit activity can be performed through different regulatory models. Depending on the specifics of … regulating the systems of audit activity supervision, lists some problematic aspects, presents different legislative provisions … differences between countries regarding the mode of public audit supervision, is analyzed the problem of financing the systems of …

Banking Supervision published the global standard on the prudential treatment of banks’exposures to crypto-assets. In this …

. Technology is already evolving at a rapid pace, one that, to date, neither regulation nor supervision has managed to hold back …

, affected banks whose business models, governance and risk management presented significant weaknesses. The article also reviews … effective response. Lastly, although the current regulations have helped to check the systemic reach of crises, thanks to the …