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Equity markets in developing and emerging economies have grown in number and importance as a result of financial market globalisation. However, their role in economic growth and development is enhanced if nascent markets are integrated with well-established ones. Market integration, measured by...
Persistent link: https://www.econbiz.de/10009480491
.It was also found that macroeconomic influences from around the world had a real influence on theability of credit active … lower income earners,the required price-for-risk-policies of credit providers and the low levels of financial …
Persistent link: https://www.econbiz.de/10009442165
The price elasticity of demand for credit has major implications for macroeconomics, finance, and development. We … lender in South Africa and identifies demand curves that, while downward-sloping with respect to price, are flatter than … recent estimates in both developing and developed countries throughout most of a wide price range. However, demand becomes …
Persistent link: https://www.econbiz.de/10009444167
Private consumption is the largest component of Gross Regional Domestic Product (GRDP) contributor, as well as Sumatera Utara Province GRDP by 60% contributed by household consumption. Many factors influence the level of public consumption both macro and micro factors. This research aims to...
Persistent link: https://www.econbiz.de/10009464679
Credit risk has been identified as the main risk that can result in the failure of a bankdue to ineffective credit decisions. It is, therefore, critical for the banks to conduct creditrisk assessment on new applicants and existing customers in order to determine thelevel of affordability and...
Persistent link: https://www.econbiz.de/10009457727
Against a background of greater competition, market saturation and falling margins over the past decade UK banks have sought greater efficiencies in credit and risk assessment procedures, especially with personal lending products. In the same way they have attempted to reduce costs associated...
Persistent link: https://www.econbiz.de/10009461193
Over the last ten to fifteen years, and in response to the huge growth in demand for unsecured consumer credit, UK banks have reviewed, automated, de-skilled and streamlined traditional credit assessment techniques. In pursuit of margin and market share, today’s due diligence relies...
Persistent link: https://www.econbiz.de/10009461196
The purpose of this study was to analyzethe effect of consumer loans at commercial Banks in North Sumatera in the period for 15 years from 1995-2009. The independent variables used in this study is the interest Rate, Per Capita Income, and labor.The method used in the analysis of the influence...
Persistent link: https://www.econbiz.de/10009464287
Artículo de revista ; This article describes the different consumer credit crowdfunding platform models that are currently operating in Spain and analyses their development and their main characteristics by drawing on granular data publicly available from two of the platforms operating in...
Persistent link: https://www.econbiz.de/10013385886
probability distribution. In the case of early stage building contract price forecasts the approximate distribution of the likely …
Persistent link: https://www.econbiz.de/10009437537