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Subprime mortgage lending has grown rapidly in recent years and with it, so have concerns about predatory lending. In response to evidence of predatory lending, most states have enacted new laws or expanded existing laws to address abuses in the subprime home loan market. The effect of these...
Persistent link: https://www.econbiz.de/10009484540
.S. homeownership rate by investigating the effect of each factor on the housing and mortgage decisions. The second paper assesses how … credit crunch caused the recent decline in the homeownership rate in the U.S. To answer this question, I develop a life … bust: the proportionally larger decrease in homeownership among non-college educated households. The fade-out of …
Persistent link: https://www.econbiz.de/10009462845
The variability of demographic trends at the subnational scale, particularly internal and international migration, renders subnational population forecasting more difficult than at the national scale. Illustrating the uncertainty of the demographic future for subnational regions is therefore a...
Persistent link: https://www.econbiz.de/10009448064
Consumer sentiment has the ability to provide researchers with many avenues to test existingFinance and Economic theories. Chapter 1 introduces the issues that I seek to explore within the area ofBehavioral Finance. Chapter 2 utilizes thirty years of consumer sentiment data to explore...
Persistent link: https://www.econbiz.de/10009468624
By using a broker, the owner of a house can speed up his search for buyers but must pay a percentage of the sale price as a commission. Nonstationarities inherent in the housing market may make it optimal to market a house “by-owner” at the outset and to retain a broker only if the house...
Persistent link: https://www.econbiz.de/10009477288
Consumer sentiment has the ability to provide researchers with many avenues to test existing Finance and Economic theories. Chapter 1 introduces the issues that I seek to explore within the area of Behavioral Finance. Chapter 2 utilizes thirty years of consumer sentiment data to explore extant...
Persistent link: https://www.econbiz.de/10009451110
A thesis submitted in partial fulfilment of the requirements of the University ofWolverhampton for the degree of Doctor of Philosophy
Persistent link: https://www.econbiz.de/10009458981
A thesis submitted in partial fulfilment of the requirements of the University ofWolverhampton for the degree of Doctor of Philosophy
Persistent link: https://www.econbiz.de/10009458982
In the case study, estimation, contributions and related issues of the hedonic valuation model in housing markets were analyzed by means of hedonic models developed for the Cukurambar Region in Cankaya District of Ankara Province. The marginal effect of housing characteristics on house prices...
Persistent link: https://www.econbiz.de/10011788816
In the first paper, using a dataset of the records of Texas Real Estate Agents, I reexamine the findings of Hsieh and Moretti (2003) regarding the inefficiency of free entry in real estate industry: first, I point out one important source of misidentification in that paper's analysis of the...
Persistent link: https://www.econbiz.de/10009429419