, recent developments in funds raised by the Spanish non-financial private sector and resident deposit institutions’ credit … exposure to the sector. In the early months of 2019, the conditions of access to bank finance for Spanish firms and households … emerging that suggest that this tendency may be coming to an end. Nevertheless, deposit institutions’ total outstanding credit …

Artículo de revista ; In the final stretch of 2019, the funds raised by households and non-financial corporations grew … declined again, in keeping with the more accommodative monetary policy stance. Deposit institutions’ loan portfolios continued …

to non-financial corporations and to households. The non-performing loans ratio of deposit institutions has, however … on the credit quality of deposit institutions’ portfolios is currently being mitigated by the measures taken by the …

Artículo de revista ; Financing conditions for households and businesses have remained accommodating in the second half … not filter through in any significant way into the quality of deposit institutions’ private sector credit portfolio until …

Artículo de revista ; Financing conditions for households and firms remained accommodating in the first half of 2021 … the same time as demand for loans has picked up, particularly among households. This has contributed to an increase in the … COVID-19 pandemic on economic activity is yet to be reflected in a broad-based increase in non-performing loans on deposit …

Artículo de revista ; In recent months, financing conditions for non-financial corporations and households have … two institutional sectors and their outstanding debt have slowed down. Indeed, the volume of loans granted by deposit …

Artículo de revista ; In 2022 to date there has been a tightening of financing conditions for firms and households … interest rate hikes. Against this backdrop, the flow of new funding raised by households and firms and their outstanding debt … have increased moderately or remained stable. Lending by deposit institutions (DIs) for non-financial business activities …

households and firms and to quantify the credit risk taken on by deposit institutions via loans to these two sectors …