AFRIKAANSE OPSOMMING: Die langtermynversekeringsindustrie het voorheen slegs finansiële produkte endienste ontwerp, wat gefokus was op die middel tot hoër inkomstegroepe. Die armeswas dus uitgesluit, primêr as gevolg van die laer inkomstegroepe wat nielewensversekeringsprodukte kon bekostig...

The "work first" philosophy of the Personal Responsibility and Work Opportunity Reconciliation Act sent millions of people into the labor force, many for the first time. The result was a dramatic increase in the number of workers whose earnings failed to pull them and their families out of...