schedules of feedback and their effect on productivity of an underwriting department of an insurance company.Procedures. A …

OBJECTIVES: To evaluate the presence of moral hazard, adjusted for the propensity to have self-purchased insurance … number of public ambulatory episodes. Self-purchased insurance facilitated access but did not apparently induce greater …

This paper shows that individual risk-type uncertainty can prevent reforms of the insurance system that would benefit … contrast two insurance regimes; the status quo of mandated pooling of all risk types and the reform proposal being insurance …

risk leads to collective risk. Introducing an array of mutual insurance policies and of Arrow securities is shown to lead … to Arrow-Debreu competitive allocations. By combining insurance contracts for individual risks and securities markets for …

risk leads to collective risk. Introducing an array of mutual insurance policies and of Arrow securities is shown to lead … to Arrow Debreu competitive allocations. By combining insurance contracts for individual risks and securities markets for …

marine insurance can play within the existing system of legislation to provide a strong preventative influence that is simple … and cost-effective to enforce. In principle, insurance has two ways of enforcing higher safety standards and limiting the … risk of an accident occurring. The first is through the use of insurance premiums that are based on the level of care taken …

insurance in the nongroup market and their choice of plan.Data Sources and Study Setting. Administrative data from the three …

Objective. To estimate the effect of changes in premiums for individual insurance on decisions to purchase individual … insurance and how this price response varies among subgroups of the population.Data Source. Survey responses from the Current … individual insurance market in California, 1996–2001.Study Design. A logit model was used to estimate the decisions to purchase …

response could be taken, as for example mitigation and insurance. This doctoral thesis focuses on the relation between the … insurance and the mitigation approach. It studies the impact of insurance instruments on mitigation of climate change. The main …