Valuation for mortgage purposes is a very important part of the work of a surveyor in general practice. The property is … UK open market valuers use value as the basics of mortgage valuation, but possible diminution of value cannot be ignored … independently of each other (control function). Depending on the type of property, the Mortgage Lending Value (MLV) will as a rule …

Since the 1980s, household debt has been increasing rapidly. The high level of household indebtedness has been … accompanied by a high household bankruptcy rate. My research attempts to provide a better understanding of the theoretical …

Over the past few decades, financial markets became increasingly deregulated and household debt expanded, sometimes …

the increase in consumer and other lending. These developments were compatible with a further reduction in household bank …

further reduction in household bank debt (to 59% of GDP, down 26 percentage points (pp) from its peak in 2010). At the same …

consumer credit. However, given the more pronounced contraction in household income, their aggregate debt/gross disposable …