Rationale This article presents annual distributions of aggregate wealth and debt components of Spanish households by … households when microeconomic data are lacking. •For the period 2020 to 2022, the model estimates that households in the bottom … estimates that households in the top income decile saw their share of total housing wealth and debt for purposes other than …

Rationale Households overall built up a large stock of excess savings during the pandemic. The use of these excess … consumption over the coming quarters. Takeaways •To end-2022, households had barely used the excess savings accumulated during the … large share of the excess savings accumulated during the health crisis is concentrated among higher-income households, to …

examine the incidence of the introduction in 1988 of tax incentives to retirement savings on contributions to pension funds … and on savings. We first identify the population cohorts who most used these incentives. Then we use data on the evolution … across age groups. In particular, we document very small consumption drops among the group of households between 56 and 65 …