academics as well as policy makers is credit rationing, but empirically there still remain questions on how big the actual … extent of credit rationing is and how it evolves over bank relationships. In contrast to previous studies, I employ a more … direct indicator of the actual extent of credit rationing, namely the ratio of granted to requested loan amounts, in chapter …

This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses … that the higher credit demand, then economic growth will increase. Meanwhile, the higher the interest rate, then economic …

equilibrium, the marginal rate of substitution of cash goods for credit goods depends on the crime rate as well as the nominal … interest rate. Credit may be used when the return on money is not positive. A positive money injection reduces the crime rate … households purchase a greater variety of goods with cash while others purchase a greater variety of goods with credit …

, with only credit standards for consumer credit to households tightening slightly, and terms and conditions on new loans for … house purchase easing somewhat. By contrast, in the euro area, credit standards mostly eased while the overall terms and …

Artículo de revista ; According to the Bank Lending Survey, during 2019 Q4, credit standards tightened slightly for all … categories of lending in Spain, whereas this only affected consumer credit and other lending to households in the euro area. In … of credit in Spain decreased, whereas in the euro area as a whole loan applications from enterprises declined and those …

Artículo de revista ; According to the Bank Lending Survey, in 2020 Q1 credit supply contracted slightly in both Spain … credit standards for loans to firms during those months, foreseeably on account of the State guarantee schemes launched in … deposit facility rate and TLTRO III) continued to help relax the credit supply terms and conditions and to contribute to a …

Artículo de revista ; The latest Bank Lending Survey results show a widespread contraction of credit supply both in … credit and other lending continued to decline in Spain, albeit at a considerably slower pace than in the previous quarter … an expansion of credit supply. …

Artículo de revista ; According to the Bank Lending Survey, in 2021 Q2 the changes in credit standards were negligible … context. The responding banks in the two areas consider that the non-performing loan ratio led the supply of credit to firms …