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Three Essays in Health Insurance Coverage.

Rutledge, Matthew S. - 2010

Obtaining health insurance through an employer pools risk, but may lead to moral hazard, where employees with more coverage seek care valued below cost, and adverse selection, where the unhealthy choose more generous plans, driving up premiums. In the first essay, I model the decision to choose...

Persistent link: https://www.econbiz.de/10009476816

Anreize und Privatheit bei modernen Monitoring Technologien: das Beispiel der Kfz-Versicherungsvertr?ge

Filipova-Neumann, Lilia - 2008

Im Fahrzeugbau und im Verkehrswesen hat die praktische Umsetzung von Ubiquitous Computing Technologien einen hohen Grad erreicht. Unter diesem Begriff ist die Ausstattung unterschiedlicher Gegenst?nde mit Prozessoren und Sensoren zu verstehen, welche in der Lage sind, Daten ?ber ihren eigenen...

Persistent link: https://www.econbiz.de/10009482327

Consequences of the TRIPS-Agreement for the provision of pharmaceuticals in developing countries

Oppermann, Julia - 2008

Arzneimittel zur Behandlung dieser Krankheit. Zum anderen wurde auch der Mangel wirksamer Medikamente gegen vernachlässigte … Immatrialgüterrechte wesentliche Vorraussetzung für die konstante Entwicklung innovativer Arzneimittel seien. Kritiker des TRIPS … Arzneimittel gegen vernachlässigte Krankheiten bis zum 30.06.2008 überprüft. Unter Berücksichtigung des kurzfristigen …

Persistent link: https://www.econbiz.de/10009475357

Essays on the distributional impacts of government

Siminski, Peter, Economics, Australian School of … - 2008

government.The first paper estimates the price elasticity of demand for pharmaceuticals amongst high-income older people in …

Persistent link: https://www.econbiz.de/10009484210

An Analysis of the Medicare Prescription Drug Benefit

Claudio, Lucarelli - 2006

Medicare has recently experienced the largest expansion of benefits since its in- ception: the inclusion of prescription drug coverage under the Medicare Prescription Drug, Improvement and Modernization Act of 2003. The policy debate has mainly focused on estimating the cost of implementing the...

Persistent link: https://www.econbiz.de/10009438528

Moral Hazard and Adverse Selection in the Originate-to-Distribute Model of Bank Credit

Berndt, Antje; Gupta, Anurag - 2008

Over the last two decades, bank credit has evolved from the traditional relationship banking model to an originate-to-distribute model where banks can originate loans, earn their fee, and then sell them off to investors who desire such exposures. We show that the borrowers whose loans are sold...

Persistent link: https://www.econbiz.de/10009441128

Accounting Recognition, Moral Hazard, and Communication

Liang, Pierre Jinghong - 2000

Two complementary sources of information are studied in a multiperiod agency model. One is an accounting source which partially but credibly conveys the agent’s private information through accounting recognition. The other is an unverified communication by the agent (i.e., a self-report). In a...

Persistent link: https://www.econbiz.de/10009441137

Determinants of Moral hazard in Microfinance: Empirical Evidence from Joint Liability Lending Schemes in Malawi

Simtowe, Franklin; Zeller, Manfred; Phiri, Alexander - 2006

Moral hazard is widely reported as a problem in credit and insurance markets, mainly arising from information asymmetry. Although theorists have attempted to explain the success of Joint Liability Lending (JLL) schemes in mitigating moral hazard, empirical studies are rare. This paper...

Persistent link: https://www.econbiz.de/10009442550

The Demand for Specialty-Crop Insurance: Adverse Selection and Inefficiency

Richards, Timothy J.; Mischen, Pamela - 1998

The twin problems of moral hazard and adverse selection are often blamed for the lack of insurance for many fruits and vegetables. This paper develops an alternative method of testing for adverse selection that uses a two-stage approach to determine the effects of technical inefficiency on the...

Persistent link: https://www.econbiz.de/10009442641

COOPERATIVE FORMATION AND FINANCIAL CONTRACTING IN AGRICULTURAL MARKETS

Hueth, Brent; Marcoul, Philippe; Ginder, Roger G. - 2003

Cooperative formation in agriculture sometimes occurs in response to the exit of a private firm and typically requires substantial equity investment by participating farmers. What economic rationale can explain why farmers are willing to contribute capital to an activity that (apparently) fails...

Persistent link: https://www.econbiz.de/10009443081

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