academics as well as policy makers is credit rationing, but empirically there still remain questions on how big the actual … extent of credit rationing is and how it evolves over bank relationships. In contrast to previous studies, I employ a more … direct indicator of the actual extent of credit rationing, namely the ratio of granted to requested loan amounts, in chapter …

's cash pattern is driven by shallow private credit markets that curbed cash reserves during the earlier period of our study …

This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses … that the higher credit demand, then economic growth will increase. Meanwhile, the higher the interest rate, then economic …

expensive overdraft and supplier credit are frequently used for investment purposes. Yet alternative financing capital such as …

) Auf der Mikroebene findet man in beiden Ländern eine signifikante Kreditrationierung, allerdings nur für subventionierte … Kredite, so dass auf der Makroebene nicht von einer Kreditrationierung im Sinne von Stiglitz/Weiss gesprochen werden kann. (iv … gleichzeitiger Kreditrationierung auf Mikroebene festgestellt werden. Dies korrespondiert zu den theoretischen Überlegungen von De …

supplier of financial and investment resources could be a banking system and such non-banking credit institutions as credit … cooperatives. Econometric analysis is used to analyze the determinants of credit access. Results suggest that access to subsidized … credit has a significant role in determining access to bank credits and investment activity of agricultural enterprises …

the least, (b) private firms do not invest more than state-owned ones and (c) cooperatives and small firms are credit …

the possibility that this higher than average foreign investment may exacerbate other firms credit constraints by crowding … domestically owned, and State-owned) are credit rationed, including foreign firms. State-owned firms do not have an investment … the providing with soft credit). For these firms, wages increase together with investment. …

credit access. There exists a black box which contains several questions. How do members allocate microloan within a group …? Does there still exist credit rationing among participants caused by this loan allocation? This paper empirically explores … these questions. The objective is to clarify the determinants of loan allocation and credit access within group lending …