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An Adoption Model for Mobile Banking in Ghana

Standing, Craig; Standing, Susan; Karjaluoto, H; … - 2009

The impact of social and cultural factors on the adoption of technology still requires much research. To investigate it more fully, we examine the reasons for the adoption and non-adoption of mobile banking in Ghana. Through a survey of 271 people in Ghana, it has been found that social and...

Persistent link: https://www.econbiz.de/10009440844

Real Options Valuation Of

Moja, Tiisetso Moshate Nathan - 2011

The main purpose of this research was to examine the application of recent investmentanalytics when making capital investment decisions in next‐generation service‐orientedtechnology architectures in the cellular telecommunications industry. Secondaryobjectives were to conduct risk analysis...

Persistent link: https://www.econbiz.de/10009447591

Mobile banking innovations and entrepreneurial adoption decisions

Ratten, Vanessa - 2011

This paper examines an individual’s entrepreneurial adoption decisions to use mobile banking for both business and social reasons. A conceptual model based on social cognitive theory is developed to explain an individual’s propensity to adopt mobile banking. The theoretical framework...

Persistent link: https://www.econbiz.de/10009484005

Medicaid Crowd-Out of Long-Term Care Insurance with Endogenous Medicaid Enrollment

Kim, Geena - 2010

With states facing tightening Medicaid budgets, the high cost of financing long-term care for the elderly through Medicaid has prompted proposals to make private long-term care insurance (LTCI) more affordable through tax incentives. The effectiveness of tax incentives for stimulating LTCI...

Persistent link: https://www.econbiz.de/10009439040

Population Pressures, Saving, and Investment in the Third World: Some Puzzles

Kelley, Allen - 1988

considered three adverseimpacts of population growth on savings and capital formation........ …

Persistent link: https://www.econbiz.de/10009475530

Solving the Feldstein–Horioka Puzzle With Financial Frictions

Bai, Yan; Zhang, Jing - 2010

Unlike the prediction of a frictionless open economy model, long-term average savings and investment rates are highly … that the calibrated model with both frictions produces a savings–investment correlation and a volume of capital flows close …

Persistent link: https://www.econbiz.de/10009476626

The Response of Consumption in Russian Households to Economic Shocks

Stillman, Steven - 2001

changes in household savings are negatively related to exogenous income shocks, with this relationship strongest for low … wealth households. Only models of consumption which include precautionary savings motives can explain why poorer households … both reduce their consumption and increase their savings in response to an exogenous decline in income. …

Persistent link: https://www.econbiz.de/10009477527

Rising longevity, education, savings, and growth

Zhang, H.; Zhang, J. S.; Lee, R. - 2003

This paper examines the impact of declines in adult mortality on growth in an overlapping generations model. With public education and imperfect annuity markets, a decline in mortality affects growth through three channels. First, it raises the saving rate and thereby increases the rate of...

Persistent link: https://www.econbiz.de/10009447922

PRECAUTIONARY SAVINGS IN SMALL OPEN ECONOMIES

Roitman, Agustin S. - 2010

(1990). This particular feature enables us to isolate the effect of risk aversion on precautionary savings. Furthermore, I … intertemporal distortions on precautionary savings in finite and infinite horizon models of a small open economy. The effects of … of shocks on precautionary savings and verify that these are qualitatively identical to the ones observed with CES …

Persistent link: https://www.econbiz.de/10009450605

The role of nonbank intermediation in a financially repressed economy (theory and evidence based on the Korean economy, 1972--1994)

Choi, Joong-Kyung - 2003

-period dynamic model that under certain conditions nonbank intermediation increases an economy's savings mobilization and contributes … to banks in financial intermediation, increased the savings mobilization, and in the end contributed to the economic …

Persistent link: https://www.econbiz.de/10009451225