sought greater efficiencies in credit and risk assessment procedures, especially with personal lending products. In the same … applicable to credit risk assessment. However, whilst the “downside risk” equates with the debt write-off plus transaction costs …

robust positive and monotonic relation between risk and maturity. In the case of high asymmetric information this may be … academics as well as policy makers is credit rationing, but empirically there still remain questions on how big the actual … extent of credit rationing is and how it evolves over bank relationships. In contrast to previous studies, I employ a more …

This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses … that the higher credit demand, then economic growth will increase. Meanwhile, the higher the interest rate, then economic …

household credit, considering that the behaviour of its determinants is exogenous. According to the evidence reported, household …

derAuswirkungen makroökonomischer Schocks auf das Risiko von Kreditportfolios.Dazu wird analysiert, welchen Einfluß makroökonomische … authorities are interested in the resultsbecause banks actually want to introduce portfolio based credit riskmodels to calculate …

. It suggest a microeconometric method for measuring flooding related risk preferences of affectedindividuals. The method …-experimental approach to measure differences in the risk attitudes of farmers located in highflooding risk areas versus farmers located in … low flooding risk areas is followed. Changes in flooding risk relatedbehaviour over time is analysed and marginal effects …

the complete risk management process. An Example from a mechanical engineering company is used for the final validation of …

-Walrasian disequilibrium approach and describe optimizing agents. These agents use chance constraints which depict a Cash Flow at Risk approach …

lower income earners,the required price-for-risk-policies of credit providers and the low levels of financial …ENGLISH ABSTRACT: The National Credit Act came into being on the 1st of June 2007 and besides its other objectiveswas … intended to make credit more accessible to all South Africans, to stop unreasonable practicesby lenders and to protect …

The price elasticity of demand for credit has major implications for macroeconomics, finance, and development. We …