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Diese Dissertation besteht aus drei eigenständigen theoretischen Aufsätzen, in denen das Kreditrisiko von Firmen, die …
Persistent link: https://www.econbiz.de/10009471598
, that was motivated by the US mortgage market crisis. Banks' lending standards have been criticized to have contributed to … current mortgage crisis. We analyze an interest rate freeze on adjustable rate mortgages as one possible reaction. We study … the implications on tranches of residential mortgage backed securities (RMBS) sold briefly after origination, taking into …
Persistent link: https://www.econbiz.de/10009471846
Ziel dieser Arbeit ist die Untersuchung der Bedeutung der Spezifikation für Ratingmodelle zur Prognose von Kreditausfallwahrscheinlichkeiten. Ausgehend von dem in der Bankenpraxis etablierten Logit-Modell werden verschiedene Modellerweiterungen diskutiert und hinsichtlich ihrer Eigenschaften...
Persistent link: https://www.econbiz.de/10009433704
The main goal of Master thesis is to analyze U.S. mortgage crisis and test its influence on the particular Lithuanian … market player, pointing the drop and stabilization of its financial indicators. To reach this goal mortgage crisis reasons …
Persistent link: https://www.econbiz.de/10009479094
Full-text of this article is not available in this e-prints service. This article was originally published following peer-review in Economic Issues, published by and copyright Economic Issues Education Fund.
Persistent link: https://www.econbiz.de/10009455016
estimates of their creditworthiness. This contrasts sharply with mortgage markets where lenders specialize in specific risk … categories of borrowers and mortgage supply is stepwise linear. The contrast between continuous lending for personal loans and … discrete lending by specialized lenders for mortgage credit has led to concerns regarding the efficiency and equity of mortgage …
Persistent link: https://www.econbiz.de/10009484534
nonprime and prime loan default and prepayment behavior. Nonprime loans are identified by mortgage interest rates that are … to call the mortgage or refinance is in the money and this effect is magnified for mortgages with low credit scores …
Persistent link: https://www.econbiz.de/10009484535
This paper examines the nature of mortgage credit rationing across geographic markets and time. Particular attention is … paid to the response of conventional mortgage supply to higher risk conditions associated with regional recessions. We … applications, as well as FHA and conventional rejection rates. Results of these four tests indicate that conventional mortgage …
Persistent link: https://www.econbiz.de/10009484543
Capital Bank, joint stock company, of team of mortgage services, is realized in the article The traditional product - mortgage …
Persistent link: https://www.econbiz.de/10011315878