real terms. Ninety five per cent of the income of medical schemes was derived from membership fees. The average real growth … rate of income was 8.4 per cent, while net assets increased by only 3 per cent. An average deficit of R11.02 million …

response could be taken, as for example mitigation and insurance. This doctoral thesis focuses on the relation between the … insurance and the mitigation approach. It studies the impact of insurance instruments on mitigation of climate change. The main …

allows them to extend to consumers individually adjusted fair insurance offers. In a market which is characterized by … for the analysis in this thesis. Its purpose is to study the incentives of the agents in the car insurance market … in terms of the design of contracts and to the policy maker in terms of regulating the insurance market. After a short …

Material resources affect the levels of mortality. In cross-sectional relationships income has been found to be … between national income per capita and life expectancy. Other studies (e.g., those reviewed in Cochrane et al., 1980) have … inversely related to the economic status of the family, but the measure of economic status used has not always been the same. In …

increased risk as perceived by utilities, banks and lessors and the unpredictability of those risks as perceived by insurance … or income benefits contemplated, or a credit agreement with a bank or other source of funds wherein the utility company … higher rate of return obtaining insurance; or some combination of DOE loan guarantee, lease and insurance. No attempt has …

shocks at country and regional level. I compute insurance capacity using the Spanish Continuous Family Expenditure Survey …. I obtain that durable purchases are a source of insurance with respect to transitory shocks and the effect of family … skipping the imputation methods used by the previous literature to mitigate the signifi cant lack of income and consumption …

that parimutuel insurance intrinsically leads to participants being underinsured due to basis risk. Although participants … will be underinsured, parimutuel insurance guarantees no underlying risk borne by the issuer. We also derive the equivalent … transaction costs of traditional insurance relative to HuRLOs. The actual transaction cost for traditional insurance is found to …