This research titled "Analysis of Influence of Credit and Interest Rate Increase Economic Growth in Disability Sumatera … Utara Pada PT. Bank Sumut Year 1989-2008. " This research uses a sample of 20 years. The purpose of this research is to … determine the influence of credit and interest rate of economic growth in 1989-2008 of North Sumatra. This research uses …

to the management of bank credit, to provide the most popular credit risk management techniques, to assess the credit … service analysis methods. In detail by the AB DnB NORD bank credit analysis services, and forecasts for the credit. Confirmed … by the authors formulated the research hypothesis, that of AB DnB NORD bank credit risk management should be improved …

This thesis aims at analyzing the impact of model specification on credit rating models as used by banks to forecast … credit default probabilities. The well-established logit model is extended in various directions. Implications are discussed … models offer well interpretable credit rating models with high forecasting power. …

This work contains three papers employing common factor methodologies to economic forecasting for Estonia. The methods …

sought greater efficiencies in credit and risk assessment procedures, especially with personal lending products. In the same … applicable to credit risk assessment. However, whilst the “downside risk” equates with the debt write-off plus transaction costs …

board limited the Bank of Estonia’s ability to curb credit growth, while the fiscal policy framework amplified the cycle …From 2000 to 2007, Estonia was one of the fastest growing emerging market economies. A housing boom, fuelled by capital … inflows and credit, resulted in skyrocketing house prices and an over-expanded construction sector. However, the currency …

mortgage or bad credit mortgage, the broad impact of this subprime crisis promotes more concern in the loan lenders, the … borrowers and mortgage-related products like mortgage backed securities. Since credit market is one of the successful …"Mortgage-related hit worse than expected" has been a frequently cited phrase in recent months, and is usually followed …

that banks are faced with. It wasfound that inaccurate consumer credit data can have a negative impact on bank …Credit risk has been identified as the main risk that can result in the failure of a bankdue to ineffective credit … order to determine thelevel of affordability and mitigate credit risk. Consumer credit information plays a veryimportant …

discrete lending by specialized lenders for mortgage credit has led to concerns regarding the efficiency and equity of mortgage …, mortgage credit supply curves are stepwise linear and lenders specialize in prime or subprime lending. The empirical section …In the U.S., households participate in two very different types of credit markets. Personal lending is characterized by …