households’ income, savings, borrowing and financial wealth evolved in 2018. The improvement in the labour market and the more … dynamic wage performance continued to boost household income and this, together with the increase in asset (especially housing … to grow at a moderate pace, resulting in a slight dip in their debtto-income ratio. …

skipping the imputation methods used by the previous literature to mitigate the signifi cant lack of income and consumption …This paper measures how households smooth changes in consumption when incomes are shifted by permanent or transitory … shocks at country and regional level. I compute insurance capacity using the Spanish Continuous Family Expenditure Survey …

real terms. Ninety five per cent of the income of medical schemes was derived from membership fees. The average real growth … rate of income was 8.4 per cent, while net assets increased by only 3 per cent. An average deficit of R11.02 million …

their consumption from specific economic shocks and fluctuations in their real income. Building on the recent literature of … consumption smoothing and risk sharing, the degree of consumption insurance is defined by the degree to which the growth rate of … household consumption covaries with the growth rate of household income. All the cases studies show that food consumption is …

-integration between income and consumption, based on a periodic error correction model, is rejected. A PADL specification is preferred for … modelling the income-consumption relationship, using seasonally unadjusted data. …. Replication of Sumner's consumption model suggests long lag lengths are a mis-specification: the true underlying model is periodic …

household income, consumption and saving, both at the aggregate level and for the main economies in the area. Drawing on the … institutional sector accounts, with information to Q2, there was a contained decline in household income, despite the worsening … consumption during the lockdown meant that saving rebounded in an extraordinary fashion. The outbreak of the second wave and …

of their expectations on future income growth rates: the shadow of unemployment. Using consumption panel data that …By how much do employed households reduce their consumption when the aggregate unemployment rate rises? In Spain during … consumption of more than 0.7% per equivalent adult. This reduction is the response of forward-looking agents to downward revisions …

looking at thepsychographical aspects of consumption habit, the current study also includessource of income as a variable … conducted to furtherexamine the consumption behaviour of races according to their value-traits. …

The EFF collects detailed information on household assets, debts, income, consumption, and demographic variables. One … the changes in income, asset holdings, and wealth of Spanish households between the end of 2002 and 2005 … important characteristic of this survey is that it oversamples high-wealth households. Another important characteristic of the …

overall analysis of the income, assets, debt and spending of Spanish households in the context of the COVID-19 pandemic. The …