that was applied in this research are:CAR, NPL, NIM, ROA, BOPO, LDR, dan GWM.The population in this research are all of …), NIM (Net Interest Margin), ROA(Return On Assets), BOPO (Operational Expenses to Operational Revenue), LDR (Loanto Deposit … variabel CAR, NPL, NIM,ROA, BOPO, LDR dan GWM had significant influence to earning growth. Partiallyvariabel CAR, NPL, NIM, ROA …