pensions and on a particular type of unfunded (PAYG) pension. Surprisingly little is known about the optimal split between … state the importance of PAYG pensions differs. We estimate how the optimal level of unfunded, state pensions depends on rate …

research on gender inequality in access to self-employment, the gender gap in pensions, and the emerging topic of a gender gap …

This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement …

supplementary receipt of the private device significantly increased the wife's savings in couples with a low level of spousal trust … more effective hiding of the wife's savings amounts, facilitated through the private saving device. From a policy …

experiment, these spouses randomly received either only a joint savings device (control) or, additionally, a device for … individual usage (treatment). Combining data from both experiments, we examine how the impact of the strategically usable savings … individual device reported significantly higher savings only when spouses' decisions in the trust game were aligned. When …

In randomized field experiments, we embedded one- to two-sentence anchoring, goal-setting, or savings threshold cues in … emails to employees about their 401(k) savings plan. We find that anchors increase or decrease 401(k) contribution rates by … up to 1.4% of income. A high savings goal example raises contribution rates by up to 2.2% of income. Highlighting a …

A central justification for social insurance and for other policies aimed at retirement savings is that individuals may … payroll taxes and other withholding to fund retirement savings as akin to an income tax, while largely ignoring the distant …, making savings-promotion policies much more costly than appreciated. Or consider what may be the labor supply implications …