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research on gender inequality in access to self-employment, the gender gap in pensions, and the emerging topic of a gender gap …
Persistent link: https://www.econbiz.de/10014025339
This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement …
Persistent link: https://www.econbiz.de/10012297945
This paper studies the labour force participation dynamics of older couples in the United States. Longitudinal data from the five available waves of the Health and Retirement Study (HRS) is used to investigate if the dynamics introduced by considering both spouses? behavior provide additional...
Persistent link: https://www.econbiz.de/10010261564
This paper studies the labour force participation dynamics of older couples in the United States. Longitudinal data from the five available waves of the Health and Retirement Study (HRS) is used to investigate if the dynamics introduced by considering both spouses' behavior provide additional...
Persistent link: https://www.econbiz.de/10013319821
Persistent link: https://www.econbiz.de/10015075240
This paper combines income and expenditure with time use data to provide a unique picture of the labour supplies, household production, saving and consumption decisions of two-adult households over a life cycle defined in terms of the presence and ages of children. The study also draws on data...
Persistent link: https://www.econbiz.de/10013143854
A central justification for social insurance and for other policies aimed at retirement savings is that individuals may … payroll taxes and other withholding to fund retirement savings as akin to an income tax, while largely ignoring the distant …, making savings-promotion policies much more costly than appreciated. Or consider what may be the labor supply implications …
Persistent link: https://www.econbiz.de/10013019561
This paper revisits the debate on whether the expansion of the tax-favored saving accounts stimulates savings and helps … generations and find that the policy can have a strong impact on savings, raising the capital stock and output of the economy. The … policy effectively reduces the cost of incremental savings at different points of life-cycle when households would otherwise …
Persistent link: https://www.econbiz.de/10012718343
If individuals are unable or unwilling to borrow, a higher than desired second pillar pension capital may induce people to retire earlier than they would have in the absence of such a scheme. Individuals thus leave the workforce as soon as the retirement income is deemed sufficient and the...
Persistent link: https://www.econbiz.de/10013318558
This paper provides a two-part empirical analysis on how actuarial reduction rates for early retirement affect current pension payments in Germany and to what extent the existence and the magnitude of these reduction rates influence people s retirement planning. First, by evaluating a large...
Persistent link: https://www.econbiz.de/10010484766