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Moral Hazard and Adverse Selection in Private Health Insurance
Powell, David; Goldman, Dana P. - 2014
Moral hazard and adverse selection create inefficiencies in private health insurance markets. The authors use claims … attempted to estimate moral hazard in private health insurance by assuming that individuals respond only to the spot price, end …, economic intuition suggests that the nonlinear budget constraints generated by health insurance plans make these assumptions …
Persistent link: https://www.econbiz.de/10014147468
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Analysis of the International Trade Networks of Covid-19 Medical Products
Kurbucz, Marcell Tamás; Sugár, András; Keresztély, Tibor - 2023
This research aimed to gain a deeper understanding of how and for what reasons the world trade networks of medical products were reorganized during the novel coronavirus (COVID-19) pandemic. To do this, first, the trade data of eight COVID-19-related product categories (such as medical test kits...
Persistent link: https://www.econbiz.de/10014344767
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A Structural Model of Correlated Learning and Late-Mover Advantages : The Case of Statins
Ching, Andrew T. - 2019
's technological efficiency to help them update their belief about another product's technological efficiency within the same product …
Persistent link: https://www.econbiz.de/10012903984
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Consumer Learning and Heterogeneity : Dynamics of Demand for Prescription Drugs after Patent Expiration
Ching, Andrew T. - 2012
This paper investigates whether aggregate consumer learning together with consumer heterogeneity in price sensitivity could explain why (i) there is a slow diffusion of generic drugs into the market, and (ii) brand-name originators keep increasing their prices over time even after the number of...
Persistent link: https://www.econbiz.de/10014047796
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Demand for Pharmaceutical Drugs : A Choice Modelling Experiment
Merino-Castello, Anna - 2005
account rather than focusing on the behavior of health professionals …
Persistent link: https://www.econbiz.de/10014070811
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Opt out or top up? : voluntary healthcare insurance and the public vs. private substitution
Fabbri, Daniele; Monfardini, Chiara - 2011
We investigate whether people enrolled into voluntary health insurance (VHI) substitute public consumption with private … the case of Italy, where a mixed insurance system is in place. To this purpose, we specify a joint model for public and … private specialist visits counts, and allow for different degrees of endogenous supplementary insurance coverage, looking at …
Persistent link: https://www.econbiz.de/10011734508
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A Microeconometric Characterisation of Household Consumption Using Quantile Regression
Ronning, Gerd; Schulz, Niels - 2002
The paper uses micro cross-section data from the GfK consumer panel for econometric demand analysis of private households in Germany. Contrary to most research which considered \average behavior we extend this approach to consumer behavior for di®erent \intensities of consumption. Our...
Persistent link: https://www.econbiz.de/10010322047
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An evaluation of simulated network in the hierarchical spatial autoregressive model : homophily based interactions matter for the consumption behaviours
Łashkiewicz, Edyta - In: Economic and environmental studies : a journal for … 15 (2015) 2, pp. 231-247
The aim of the paper is an examination wheatear the social spillover of consumption behaviours differs for the homophily and heterophily based structure of interactions. As an approximation of agents' behaviours households' expenditures with the reference person attributes were used. The...
Persistent link: https://www.econbiz.de/10011419328
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Beyond Cash : Assessing Externality and Behaviour Effects of Non-Experimental Cash Transfers
Ribas, Rafael P. - 2018
In this paper we propose a method to estimate externality effects in cash transfer programmes, even in cases when the benefit is not randomly assigned. Externality is assessed through the decomposition of the average treatment effect on the treated (ATT) into participation (direct) effect and...
Persistent link: https://www.econbiz.de/10012938155
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Beyond Cash : Assessing Externality and Behaviour Effects of Non-Experimental Cash Transfers
Ribas, Rafael P. - 2018
In this paper we propose a method to estimate externality effects in cash transfer programmes, even in cases when the benefit is not randomly assigned. Externality is assessed through the decomposition of the average treatment effect on the treated (ATT) into participation (direct) effect and...
Persistent link: https://www.econbiz.de/10012940357