that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …

partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …

partial insurance of parental investments against permanent income shocks, and we cannot reject the hypothesis full insurance … 10% of family income leads, at most, to an increase in investments of 1.3% of a standard deviation. -- insurance ; human …

participate in the health market running a public hospital. We find that the presence of the public provider increases the average …. In the presence of an increasing concern about the relationship between pollution and health, understanding the role of …

I consider the popular argument of Medicaid crowding out demand for private long-term care insurance. I show that this … neglects a large value of the program in providing access to care. I show that private insurance is unable to offer a similar … value. I posit that the low take-up of private insurance is due to a dilemma prevalent in - but not exclusive to - the …

the effects of medical insurance and competition in the guise of free choice of physician, including observability of … whether he was perhaps overtreated. We find that with insurance, moral hazard looms on both sides of the market: patients … found to partially offset the adverse effects of insurance: most patients seek treatment, but overtreatment is moderated. …