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The role of trust in the divergent development of alternative lending channels in the UK and Germany
Wardrop, Robert Hugh - 2019
Persistent link: https://www.econbiz.de/10012518133
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Reincorporating Friedrich von Wieser and the concept of power into the Austrian research program
Kolev, Stefan - 2017
This paper constitutes the start of a project dedicated to Austrian economist and economic sociologist Friedrich von Wieser (1851-1926). Its central claim is that especially in recent decades, Wieser has become a disproportionately underresearched scholar, and the paper provides a set of...
Persistent link: https://www.econbiz.de/10011610366
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The abandoned übervater : Max Weber and the neoliberals
Kolev, Stefan - 2018
This paper addresses the intellectual relationship between Max Weber and three key proponents of neoliberalism: F.A. Hayek, Walter Eucken and Wilhelm Röpke. This relationship is contextualized in the history of German-language political economy, focusing on the nexus and proximity between early...
Persistent link: https://www.econbiz.de/10011950298
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The Weber-Wieser connection : early economic sociology as an interpretative skeleton key
Kolev, Stefan - 2017
Max Weber's relationship to economics in general and to the Austrian School in particular has received more attention recently. However, this literature as conducted by Weber scholars and by Austrian economists exhibits two major deficiencies. First, the studies are often either purely...
Persistent link: https://www.econbiz.de/10011760025
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Bringing "honest capitalʺ to poor borrowers : the passage of the uniform small loan law, 1907-1930
Carruthers, Bruce G.; Guinnane, Timothy; Lee, Yoonseok - 2009
The Uniform Small Loan Law (USLL) was the Russell Sage Foundation’s primary device for fighting what it viewed as the scourge of high-rate lending to poor people in the first half of the twentieth century. The USLL created a new class of lenders who could make small loans at interest rates...
Persistent link: https://www.econbiz.de/10003841394
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Willingness to overpay for insurance and for consumer credit : search and risk behavior under price dispersion
Malakhov, Sergey - In: Expert journal of economics 2 (2014) 3, pp. 109-119
function takes the form of cubic parabola, where the risk aversion behavior ends at the saddle point of the comprehensive … the ambiguity of the departure from risk-neutrality. This ambiguity can produce the ordinary risk seeking behavior as well … as mathematical catastrophes of Veblen-effect's imprudence and over prudence of family altruism. The comeback to risk …
Persistent link: https://www.econbiz.de/10012062057
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The Cross-Section of Consumer Lending Risk
Desai, Chintal A. - 2016
This paper tests the validity of a single-factor (market) model to price consumer lending risk. It classifies US … revolving credit as default risk, show that the intercepts are indistinguishable from zero in 22 portfolios, and the average … default rate of a portfolio increases with its beta. The additional risk factors based on unemployment and income growth …
Persistent link: https://www.econbiz.de/10013004005
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Household Credit and Local Economic Uncertainty
Di Maggio, Marco - 2017
in response to changes in uncertainty. Among high risk borrowers or areas with more high risk borrowers, increased … uncertainty is associated with housing market illiquidity and a reduction in leverage. For low risk borrowers, these effects are …
Persistent link: https://www.econbiz.de/10012950501
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Crisis Innovation
Babina, Tania - 2020
The effect of financial crises on innovation is an unsettled and important question for economic growth, but one difficult to answer with modern data. Using a differences-in-differences design surrounding the Great Depression, we document that local distress caused by the Depression led to a...
Persistent link: https://www.econbiz.de/10012838012
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Traumatic Financial Experiences and Persistent Changes in Financial Behavior : Evidence from the Freedman's Savings Bank
Arthi, Vellore; Richardson, Gary; Van Orden, Mark - National Bureau of Economic Research - 2024
The failure of the Freedman's Savings Bank (FSB), one of the only Black-serving banks in the early post-bellum South, was an economic catastrophe and one of the great episodes of racial exploitation in post-Emancipation history. It was also most Black Americans' first experience of banking. Can...
Persistent link: https://www.econbiz.de/10014576605