Giday, Haftu Girmay - In: Cogent economics & finance 11 (2023) 1, pp. 1-28
its demand-side determinants, we applied a simple probit model and two probit models with sample selection to the 2018 …/19 Ethiopia Socioeconomic Survey (ESS4). Our simple probit model estimation results show that male, older, non-Muslim, married … having an account. Results from the probit selection model show that rural residents, employed, richer people, or people who …