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The increasing governmental spending and simultaneously declining income of municipality are one of the most significant challenges of the 21th century. The introduction of the Internet and innovative information and communication tools in the last few decades have led to a cost saving and...
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Mobile technology has become increasingly common in today’s everyday life. However, mobile payment is surprisingly not among the frequently used mobile services, although technologically advanced solutions exist. Apparently, there is still a lack of acceptance of mobile payment services among...
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