Many Americans claim Social Security benefits early, though this leaves them with lower benefits throughout retirement … strategic survey about the lump sum. In other words, such a reform could provide an avenue for encouraging delayed retirement …

Most Americans will lack the financial resources to be secure and relatively satisfied upon retirement, and … commentators increasingly recognize that this “retirement crisis” calls for policy changes affecting both active participants in … towards addressing the retirement crisis while also providing a flexible framework for future policy reform …

and planned retirement timing decisions. Theory predicts that hyperbolic time preferences can lead to dynamically … inconsistent retirement timing. We find that time inconsistent participants retire on average 1.75 years earlier than time … consistent participants. Participants, who are not yet retired, decrease their planned retirement age as they grow older. This …

This paper investigates the effects of increasing the eligibility age for public pension on workers' retirement … decisions, focusing on recent Japanese public pension reforms. In Japan, the pensionable age for Employees' Pension Insurance …

This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase … voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and … about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall …

People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on …

People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on …

-DC pension respond to a one standard deviation shock to quarterly market returns by adjusting their retirement date by …I provide evidence that defined contribution (DC) pensions make retirement more positively correlated with stock market … in 1984 from a DB pension system (CSRS) to a hybrid-DC pension system (FERS). I estimate that FERS exposes approximately …

state retirement of men. Work incentives associated with pension coverage and plan characteristics are calculated primarily … retirement model suggest that the long-run effects of changes in pension plans and social security account for about a quarter of …This article estimates the effects of changes in pension plans and social security in the 1970s and 1980s on the steady …