This paper examines HSA and HRA assets, account balances, and rollover amounts, using data from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey (CEHCS), sponsored by the Employee Benefit Research Institute and Mathew Greenwald & Associates. It then examines differences and trends in...

Problem: Despite the efforts made by the Government of Tanzania since 1994 to reform the health sector, Tanzania is still facing a number of challenges: increasing morbidity and mortality rate due to HIV/AIDS and Malaria, increasing demand for health care due to population increase at a 2.032%...

This paper presents findings from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey. This study is based on an online survey of 4,703 privately insured adults ages 21-64 to provide nationally representative data regarding the growth of consumer-driven health plans (CDHPs) and...

In 2001, a handful of employers started offering health reimbursement arrangements (HRAs) - a then-new type of health plan. The most prevalent HRA plan design had a deductible of at least $1,000 for employee-only coverage and a tax-preferred account that workers and their families can use to pay...

In recent years, there have been many employer-driven “innovations” in health benefit design, such as health reimbursement arrangements, value-based benefit design, medical homes, wellness programs, and others. All of these innovations have a common goal: to better manage spending on health...

This paper presents findings from the 2010 EBRI/MGA Consumer Engagement in Health Care Survey, as well as earlier surveys, examining the availability of health reimbursement arrangement (HRA) and health savings account (HSA)-eligible plans (consumer-driven health plans, or CDHPs). It also looks...

This paper examines HSA and HRA assets, account balances, and rollover amounts. It examines the types of individuals likely to have an HSA or HRA. It then examines differences and trends in account balances by demographics, income, contribution levels, and engagement in an individual’s own...

The open-ended nature of Medicare and Medicaid funding in the US has made increased governmental oversight of the health sector partly an exercise in fiscal self-preservation. Most EU countries, on the other hand, exert tighter control over total health care spending through budgetary processes,...

Background: The reform of individual lists for general practitioners (GPs) in Norway was introduced in 2001, and gave individuals the right to choose a GP independent of practice location. The reform also involved a change in the payment system. A capitation rate was set for each patient on the...

The creation of tax-free health savings accounts presents a new opportunity to reduce the distortions created by federal tax preferences for health-related expenditures, and ultimately help eliminate those distortions. This paper proposes changes to current law that would allow most workers to...