-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …

This paper examines whether Japanese regional banks entering the banking market in other prefectures, including …-sized enterprises, the current Japanese Government's policies for regional banks require these banks to engage in region … was made using panel data from Japanese regional banks. As a result, it was determined that regional banks that enter …

1998 Japanese financial crisis. It shows how low-cost liquidity provision as a means to stabilize banks has created a …. Efficiency scores are compiled to estimate the impact of monetary policy crisis management on the efficiency of banks. The …

By lending to SMEs at low geographical distance, banks can realise competitive advantage due to enhanced access to soft … information that allows the better screening of firms. As especially regional banks lend at a low distance, the decentralised … screening, it can no longer be assumed that modern regional banks "naturally" conduct credit decisions at lower distances to …