We study the effect of culture on financial literacy by comparing secondary-school students along the German …-French language border within Switzerland. We find that students in the French-speaking area have a lower level of financial literacy … than students in the German-speaking area. The difference in financial literacy across the language groups is stronger …

culture, networks and language, (i) by reviewing related studies on the barriers of culture, networks and language in …

cultural factors such as common language, shared interests, and historical ties. The international border effect in Europe is …, further strengthening our conjecture that culture is a main driver of the border effect in virtual collaboration. …