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Financial Technology has shifted the way consumers use banking. Implementing new technology like big data, analytics, cloud computing and deep learning, banks can significantly improve accessibility, inclusivity, and increase profitability for banks. This article looks at the possible effect of...
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Financial liberalisation has often failed in the past due to underestimated problems of structural change. We analyse such changes in lending behaviour of Thai commercial banks during a liberalisation phase by way of unique micro data. Liberalisation has expected positive effects, such as...
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Just before the 2008-09 global financial crisis, policymakers were concerned about the rapid growth of bank credit …, particularly in emerging Europe. Significant liquidity support provided by the European Central Bank was a “game changer,” at least …, speed, and impact of European bank deleveraging remain highly dependent on the evolution of economic growth and market …
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shocks are associated with higher non-performing loans, bank costs and banking crises, while they reduce bank profits …
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