Growth of non-cash monies has been sustained in the main by that of individual ruble-denominated bank deposits. The deposits and monies kept on their bank accounts by organizations have been growing at a slower pace, thus corresponding to the movement of their turnover in nominal terms. At the...

This paper discusses different approaches to theoretical and empirical models of bank defaults. Through constructed binary probabilistic models of defaults the paper reveals key factors which have an impact on the viability of Russian banks during the financial crisis of 2008 to 2009. Policy...

New parameters of retail lending continue to recover in 2017 amid interest rate cuts. However, the effects of the downturn of 2015 have yet to be overcome, loans for households' consumption on are now less important than they were in 2012–2013, and new loans are not enough to cover the cost...

At year-end of 2016, upward trend of retail credit exposure on bank loans resumed. Growth was entirely due to residential loans segment in the context of consumer lending shrinking. Shift in the debt structure in favor of cheaper and long-term credits issued for residential purchases secured...

A 2019–2024 forecast of the Russian Ministry of Economic Development can be regarded as a modest and realistic projection for 2019–2020 and a target projection intended to achieve the nation's development targets for 2021–2024. The forecast contains some controversial provisions which can...

The corporate segment of Russia's loan market is experiencing stagnation. The volumes of new loans are declining relative to the size of the economy, while the amount of debt has been demonstrating practically no increase. Interest rates are continuing to follow their downward trend. The quality...

A slight reduction in the total number of banking credit institutions was accompanied by consolidation of the banking sector. 2022 saw an increase in assets, (information on equity and profit is not published). Due to the rapid recovery of the economy, total assets of credit institutions last...

In the first eight months of 2018 retail bank deposits turned out to be the primary source of expanding the resource base of the Russian banking sector. Retail deposits, however, posted almost the slowest dynamics over a longterm period of monitoring. This is what restricts opportunities of the...

Balance sheet profits declined markedly in January-July 2018 compared to the same period of 2017 mainly because of resumed growth in loan loss provisions. A positive factor was represented by growth in net interest income and in profits from regular banking operations