This paper constructs an index of real estate regulatory policies by collecting Chinese national housing regulatory policies and monetary policies from 2007 to 2019. We then use this index to explore the impact of real estate regulatory policies on real estate enterprises’ performance based on...

In crisis times, depositors get anxious, can run on banks, and withdraw their deposits. Correlated withdrawals of bank deposits could be mitigated if bank deposits are more diversified, that is, held by more individuals. This paper examines the link between the broader access to bank deposits...