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determine retirement savings and tax payments. Flat income and tax-rate profiles facilitate the analysis of behavioral factors … effects of mandated Traditional (tax-deferred) or Roth (taxprepaid) retirement policies in a controlled laboratory setting … receive exogenous incomes during "working" periods, followed by no-income "retirement" periods. In each period, subjects …
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retirement reduced their non-housing saving rate by 3.5 percentage points, on average. This mean effect is driven by high … interpretation is that the survey acted as a salience shock, possibly with respect to reduced housing costs in retirement. …
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information on three major economic outcomes, namely, retirement planning, choices pertaining individuals' labor supply, and … savings decisions. We also highlight that the lack of knowledge prevalently hits the most vulnerable individuals in the …
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