We argue that contingent convertible capital (CoCo-Bonds) might have perverse risk-taking incentives for banks (asset …-Bond convert into equity once the equity ratio falls below a certain threshold and CoSu-Bond holders take over the bank while … equity holders are totally wiped out. This instrument makes equity holders naturally risk averse and gives incentives to …

Internet of Things (IoT) applications. However, such applications require new regulation and business models to incentivize …

identify and dispel. In an effort to start to understand the challenges and likely trajectory for SC regulation, this paper … needs to be done, and while it is clear that SCs will play an important role in FINTECH's future and the regulation of that …