degree of insurance to income shocks. It combines panel data on income from the PSID with consumption data from repeated CEX … cross-sections and distinguishes between permanent and transitory income shocks. We find some partial insurance of permanent … income shocks with more insurance possibilities for the college educated and those nearing retirement. We find little …

.3%-0.4%. Mandatory insurance regimes in Europe absorb the negative short-run effect of a flood, while the National Flood Insurance …

technological change along with the increase in the generosity of health insurance may explain independently 53% of the rise in … health spending (insurance 29% and technology 24%) while income less than 10%. By simultaneously occurring over this period … 59% of the rise in life expectancy at age 50 over this period while insurance and income explain less than 10%. …

can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … respondent has a formal funeral cover increases with income and banking status. However, it is lower for individuals receiving … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover …

insurance within households, even with respect to publicly observable weather shocks. Different sources of income are allocated …

are used to self-insure, substituting for both formal and informal insurance. We investigate this question using a unique … respondent has a formal funeral cover increases with income and banking status. However, it is lower for individuals receiving … remittances, which supports the idea that remittances act as self-insurance. We also show that other risk management strategies …

correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …

sharing are incomplete; unions, job protection, and egalitarian pay structures may have as much to do with social insurance of … the paper presents a range of historical, theoretical, and cross-country regression evidence. The social insurance … institutions, they may also make people more willing to pay a high premium to preserve institutions that provide insurance. …

This paper presents homogenous series of top income shares in Sweden from 1903 to 2003 using individual tax returns …