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Increasing the effectiveness of financial education in the workplace
Lusardi, Annamaria - 2008
Persistent link: https://www.econbiz.de/10010298401
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Household saving behavior: The role of literacy, information and financial education programs
Lusardi, Annamaria - 2007
-Americans and Hispanics. Moreover, close to half of older workers do not know which type of pensions they have and the large …
Persistent link: https://www.econbiz.de/10010298377
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US and European Household Debt and Credit Constraints
Crook, Jonathan; Hochguertel, Stefan - 2007
consumption models, including a numerically solved precautionary savings model. We find that inter-country differences are …
Persistent link: https://www.econbiz.de/10010325196
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Asynchronous risk: Unemployment, equity markets, and retirement savings
Seligman, Jason S.; Wenger, Jeffrey B. - 2005
percentage losses in retirement savings as a result of more frequent spells of unemployment. Higher income worker losses are more …
Persistent link: https://www.econbiz.de/10010287972
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Household debt and saving during the 2007 recession
Chakrabarti, Rajashri; Lee, Donghoon; van der Klaauw, … - 2011
increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings …
Persistent link: https://www.econbiz.de/10010287080
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Planning and financial literacy: How do women fare?
Lusardi, Annamaria; Mitchell, Olivia S. - 2008
Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This...
Persistent link: https://www.econbiz.de/10010298386
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Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth
Lusardi, Annamaria; Mitchell, Olivia S. - 2006
estimates show that planning behavior can explain the differences in savings and why some people arrive close to retirement with …
Persistent link: https://www.econbiz.de/10010298334
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Financial sophistication in the older population
Lusardi, Annamaria; Mitchell, Olivia S.; Curto, Vilsa - 2012
This paper examines data on financial sophistication among the U.S. older population, using a special-purpose module implemented in the Health and Retirement Study. We show that financial sophistication is deficient for older respondents (aged 55+). Specifically, many in this group lack a basic...
Persistent link: https://www.econbiz.de/10010311790
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Endogeneous household interaction
Del Boca, Daniela; Flinn, Christopher J. - 2009
Most econometric models of intrahousehold behavior assume that household decision-making is efficient, i.e., utility realizations lie on the Pareto frontier. In this paper we investigate this claim by adding a number of participation constraints to the household allocation problem. Short-run...
Persistent link: https://www.econbiz.de/10010273865
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Pensions, household saving, and welfare: A dynamic analysis
Blau, David M. - 2011
Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order … household wealth is crowded out by pensions? (2) Can linear regression analysis accurately estimate the magnitude of crowdout … when the assumptions used in the empirical analysis are invalid? (3) How valuable are pensions to households? Simulation …
Persistent link: https://www.econbiz.de/10010278632