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-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …
Persistent link: https://www.econbiz.de/10010262446
Persistent link: https://www.econbiz.de/10010298401
To counteract the financial pressure emerging in aging societies, statutory pay-as-you-go pension schemes are undergoing fundamental reforms in many Western countries. Starting with cohort 1937, Germany introduced permanent pension deductions for early retirement. This paper examines the...
Persistent link: https://www.econbiz.de/10010368447
To counteract the financial pressure emerging in aging societies, statutory pay-as-you-go pension schemes are undergoing fundamental reforms in many Western countries. Starting with cohort 1937, Germany introduced permanent pension deductions for early retirement. This paper examines the...
Persistent link: https://www.econbiz.de/10010368469
distribution. According to the results, the savings rate is negatively associated with private pensions at all quantile levels. The …The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates … between saving patterns and pension wealth. This paper investigates the effect of the private pension contributions on savings …
Persistent link: https://www.econbiz.de/10014547825
paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …
Persistent link: https://www.econbiz.de/10010325002
The paper seeks to add to the existing literature on aggregate and private savings by focusing on transition economies …, aggregate and private savings are driven by almost the same forces – this is the central focus of the paper. The most important …
Persistent link: https://www.econbiz.de/10010260767
We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …
Persistent link: https://www.econbiz.de/10010369236
black wealth models. Our analysis of growth models of wealth suggests that differences in savings behavior and/or rates of …
Persistent link: https://www.econbiz.de/10010369199
Kapitaldeckung, der Alterssicherung in Deutschland und der europäischen Union diskutiert. Konkret eingegangen wird auf die Themen …
Persistent link: https://www.econbiz.de/10014522003