This paper investigates the impact of insurance contract design on the behavior of filing fraudulent claims in an … experimental setup. We test how fraud behavior varies for insurance contracts with full coverage, a straight deductible or variable … extent of claim build-up compared to full coverage contracts. In contrast, bonus-malus contracts with variable insurance …

This paper investigates the effects of intensified screening of disability insurance benefit applications. A large …-scale experiment was setup where in 2 of the 26 Dutch regions case workers of the disability insurance administration were instructed … absenteeism and disability insurance applications. This provides evidence both for direct effects of the more intensive screening …

This paper investigates the effects of intensified screening of disability insurance benefit applications. A large …-scale experiment was setup where in 2 of the 26 Dutch regions case workers of the disability insurance administration were instructed … absenteeism and disability insurance applications. This provides evidence both for direct effects of the more intensive screening …

This paper investigates the effects of stricter screening of disability insurance applications. A large …-scale experiment was setup where in two of the 26 Dutch regions case workers of the disability insurance administration were instructed … absenteeism and disability insurance applications. We find evidence for direct effects of stricter screening on work resumption …

drive the demand for risk reduction, and some to alter both. Our findings suggest that 30 percent of all insurance payments …

Unemployment insurance is intended to reduce hardship by providing labor force members with partial wage replacement … during periods of involuntary unemployment. However, in performing this income maintenance function, unemployment insurance … unemployment insurance claimants a modest cash bonus for rapid reemployment would increase the speed of return to work and reduce …