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Consumption inequality and partial insurance
Blundell, Richard W.; Pistaferri, Luigi; Preston, Ian - 2004
degree of insurance to income shocks. It combines panel data on income from the PSID with consumption data from repeated CEX … cross-sections and distinguishes between permanent and transitory income shocks. We find some partial insurance of permanent … income shocks with more insurance possibilities for the college educated and those nearing retirement. We find little …
Persistent link: https://www.econbiz.de/10010292960
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Correlated risks: A conflict of interest between insurers and consumers and its resolution
Eugster, Patrick; Zweifel, Peter - 2006
correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …
Persistent link: https://www.econbiz.de/10010315580
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Task Force: Nahrungsmittel in China - Food security- und Food safety-Problematik in China
Löhr, Susanne (contributor); Trappel, René (contributor) - 2011
Umweltverschmutzung, Urbanisierung sowie die Versorgung der noch immer wachsenden Bevölkerung sind große Herausforderungen für Chinas Nahrungsmittelpolitik im 21. Jahrhundert. Diese Publikation zeichnet verschiedene Aspekte im Zusammenhang mit Nahrungsmitteln in China nach - von der...
Persistent link: https://www.econbiz.de/10010306843
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A Pro-Market Agenda for El Salvador
Engel, Eduardo - 2005
This paper argues that, despite important productivity gains, reforms have benefited consumers much less than expected in El Salvador. Antitrust legislation, consumer protection and an adequate regulation of privatized utilities are central ingredients of a successful market economy. Major...
Persistent link: https://www.econbiz.de/10010369198
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Ökonomische Thesen zur Repräsentation von Verbraucherinteressen in Deutschland
Zahn, Andreas - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 3, pp. 63-80
Die Repräsentation von Verbraucherinteressen in Deutschland weist eine unzureichende Beteiligung der Verbraucher auf. Gleichzeitig wird die Informationsfunktion von Repräsentanten im politischen Entscheidungsprozess zu wenig genutzt. Die daraus resultierenden Legitimationsprobleme der...
Persistent link: https://www.econbiz.de/10010377890
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Verbraucherpolitik im Bereich der Finanzdienstleistungen muss mehr sein als Bereitstellung von Information
Tiffe, Achim - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 3, pp. 110-124
Der Beitrag stellt den derzeitigen deutschen und europäischen verbraucherpolitischen Ansatz im Bereich der Finanzdienstleistungen vor. Verschiedene Informationspflichten sind hier das maßgebliche Instrument zur Unterstützung der Entwicklung eines funktionierenden Marktes. Informationsangebote...
Persistent link: https://www.econbiz.de/10010377892
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Interview zur Drogenpolitik
Pies, Ingo - 2016
der Prohibitionspolitik. Im Zentrum steht das Argument, dass Schwarzmärkte keinen Verbraucherschutz gewährleisten. …
Persistent link: https://www.econbiz.de/10011733908
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Add-on pricing, naive consumers, and the hidden welfare costs of education
Kosfeld, Michael; Schüwer, Ulrich - 2011
Previous research shows that firms shroud high add-on prices in competitive markets with naive consumers leading to inefficiency. We analyze the effects of regulatory intervention via educating naive consumers on equilibrium prices and welfare. Our model allows firms to shroud, unshroud, or...
Persistent link: https://www.econbiz.de/10010282162
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Overview of financial inclusion, regulation, financial literacy, and education in Central Asia and South Caucasus
Morgan, Peter J.; Zhang, Yan; Kydyrbayev, Dossym - 2018
Financial inclusion and financial literacy are receiving increasing attention for their potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. In general, the progress of financial inclusion and financial development in...
Persistent link: https://www.econbiz.de/10011944262
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Liability rule failures? Evidence from German court decisions
Pape, Annika - 2014
Since 2007, all insurance intermediaries face negligence liability that is supposed to reallocate risks and set …
Persistent link: https://www.econbiz.de/10010420328