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Impatience and uncertainty: Experimental decisions predict adolescents' field behavior
Sutter, Matthias; Kocher, Martin G.; Rützler, Daniela; … - 2010
We study risk attitudes, ambiguity attitudes, and time preferences of 661 children and adolescents, aged ten to eighteen years, in an incentivized experiment. We relate experimental choices to field behavior. Experimental measures of impatience are found to be significant redictors of health...
Persistent link: https://www.econbiz.de/10010294843
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Increasing the effectiveness of financial education in the workplace
Lusardi, Annamaria - 2008
Persistent link: https://www.econbiz.de/10010298401
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Back on track? Savings puzzles in EU-accession countries
Schrooten, Mechthild; Stephan, Sabine - 2002
savings. Is saving behaviour in EU-accession countries now driven by the same forces as it is in market economies? We use a …
Persistent link: https://www.econbiz.de/10010324197
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House Prices, Second Mortgages and Household Savings; An Empirical Investigation for the Netherlands, 1987-1994
Rouwendal, Jan; Alessie, Rob - 2002
paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …
Persistent link: https://www.econbiz.de/10010325002
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Housing in the Household Portfolio and Implications for Retirement Saving: Some Initial Finding from SOFIE
Scobie, Grant; Le, Trinh; Gibson, John - 2007
Housing is an important sector of the economy. It has widespread implications for investment, banking, saving and employment. Home ownership has been linked to building social capital and a sense of community. Furthermore housing equity is a significant element of retirement accumulation for...
Persistent link: https://www.econbiz.de/10012115603
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Measuring Saving Rates in New Zealand: An Update
Gorman, Emma; Scobie, Grant M; Paek, Yongjoon - 2013
sector, of the stock measure of savings (changes in net wealth). The latter estimates are found to be consistently greater … than the flow measures of household savings. Finally a series of adjustments are made to the flow measures of household and …
Persistent link: https://www.econbiz.de/10012115640
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Pensions, Savings and Housing: A Life-cycle Framework with Policy Simulations
Creedy, John; Gemmell, Norman; Scobie, Grant - 2014
pay-as-you-go universal pension. In addition, the model allows for a compulsory private retirement savings scheme …
Persistent link: https://www.econbiz.de/10012115681
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Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Euwals, Rob - 2000
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the …
Persistent link: https://www.econbiz.de/10010262338
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The Saving Behaviour of Two Person Households: Evidence from Dutch Panel Data
Euwals, Rob; Börsch-Supan, Axel; Eymann, Angelika - 2000
-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …
Persistent link: https://www.econbiz.de/10010262446
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The Purpose of Remittances – Evidence from Germany
Bauer, Thomas K.; Sinning, Mathias G. - 2009
paid to migrants' savings and transfers to family members in the home country. Our findings indicate that migrants who …
Persistent link: https://www.econbiz.de/10010265815