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homeownership rate and conservative house price development, Germany represents a least-likely case for housing to be of importance …Traditional predictors of election outcomes in Germany are increasingly losing their explanatory power. Rather than new … cultural divides, this paper introduces the idea of housing cleavages, i.e., homeownership versus tenancy and high-price versus …
Persistent link: https://www.econbiz.de/10012218954
disparities in homeownership rates between eastern and western Germany as well as between rural, urbanized and agglomerated …A wide range of aggregate data is used to examine the spatial variation in homeownership rates among a cross-section of … spatial dependence in homeownership levels. In addition to familiar demographic and socioeconomic variables, the regional …
Persistent link: https://www.econbiz.de/10010274774
rates and the homeownership-income inequality among young households in Finland, Germany, Italy, the UK and the US, and … highest and most equally distributed homeownership in this country as well. The mortgage market in Germany is on the other …This paper uses the newly constructed Luxembourg Wealth Study data to document cross-country variation in homeownership …
Persistent link: https://www.econbiz.de/10010276611
towards multi-story building structure, low homeownership rates and lower securitization levels in the twentieth century. A …
Persistent link: https://www.econbiz.de/10011612913
Barriers to homeownership have traditionally been an important research and policy issue. In particular, the role of … income uncertainty and credit constraints exert a significant negative effect on the probability of homeownership. Our main …
Persistent link: https://www.econbiz.de/10010261962
We investigate the socio-economic determinants of mortgage delinquency in 12 EU countries and observe that income volatility significantly increases the mortgage delinquency risk. This pattern even holds for borrowers with higher-income profiles if volatility in income is high enough. From this...
Persistent link: https://www.econbiz.de/10010262138
commonly believed, lead to a substantial increase in homeownership by minorities but instead generated turnover in properties …
Persistent link: https://www.econbiz.de/10010292355
We explore the pattern of elderly homeownership using microeconomic surveys of 15 OECD countries, merging 60 national …
Persistent link: https://www.econbiz.de/10010298403
homeownership experience high parental voting turnout in elections. We also investigate whether homeownership influences the … associations between homeownership and state-ownership rates and outcome variables. Our findings show no discernible effect of … homeownership on parental voting turnout in school elections after controls are added (contrary to the simple positive association …
Persistent link: https://www.econbiz.de/10010286880
homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent … deterioration of underwriting practices and a boom in mortgage lending did not benefit minorities and immigrant homeownership in the … U.S. Blacks experienced significantly lower increase in homeownership than the whites but highest exit from …
Persistent link: https://www.econbiz.de/10010291348