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We empirically examine whether there is discernable variation in the matriculation patterns of low-income students at public flagship institutions in the United States around changes in institutional financial-aid policies that target resident, low-income students with need-based aid. While...
Persistent link: https://www.econbiz.de/10010269635
This working paper provides data confirming that workers in lower-skilled health and social care assistant positions earn considerably less than the national average wage in their country. The publication argues that the wage penalty for working in female-dominated sectors and occupations such...
Persistent link: https://www.econbiz.de/10014565907
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This paper uses Social Security longitudinal earnings records matched to Current Population Survey data to examine changes in the relative earnings of Hispanic men during a period of dramatic change in public and private policies toward race and ethnicity characterized by, but not limited to,...
Persistent link: https://www.econbiz.de/10010287632
This paper is concerned with the location of immigrants in the United States, as reported in the 1990 Census. Where they settle has implications for the economic, social and political impact of immigrants. Immigrants are highly geographically concentrated. Compared to the native born they are...
Persistent link: https://www.econbiz.de/10010261987
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This paper examines racial disparities in mortgage processing time prior to the global financial crisis. We find that … segments of mortgage markets, faster lenders within each segment, and the types of loan products that are processed faster, all …
Persistent link: https://www.econbiz.de/10014278262
In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …
Persistent link: https://www.econbiz.de/10010292258
done to stop it. We use an economic model to focus on two key decisions: the borrower's choice to default on a mortgage and … illustrate that unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely …
Persistent link: https://www.econbiz.de/10010292331