, Großbritannien, Italien, Niederlande und Schweden) in Hinblick auf die Diffusion und die Wirkungen des Einsatzes moderner …

socio-economic exclusion.Using OLS regression we find significant wage premiums for PC and internet usage at the workplace …

traditional financial intermediaries. Traditional bank lending will also benefit, but this benefit is not sufficient to compensate …

directions since then: Italy privatized its publicly-owned banks while Germany has maintained a large share of state …

Computer and Internet use, especially in developing countries, has expanded rapidly in recent years. Even in light of … Internet penetration, both currently and over time, we examine panel data for 161 countries over the 1999-2004 period. We … factors associated with computer and Internet penetration do not differ substantially between developed and developing …

's position with respect to the new-economy phenomenon. Section III classifies the internet as a new general purpose technology … (GPT). The prerequisites for the structural change induced by the internet on the micro-level are analysed in Section IV …

and policy debate for a long time. At the beginning of the 1990s the rise of the Internet brought a new surge of debate …: it was argued that the Internet would free the economy from the constraints of geography (Cairncross, 1997) bringing …