Eigentum und Erbe in der Mitte der deutschen Gesellschaft relativ gleichmäßig verteilt oder zeigen sich bedeutsame … Vermögensunterschiede? Um diese Frage zu beantworten, wird anhand des Household Finance and Consumption Survey (HFCS) Unterschieden im … Immobilienvermögen und im Erbe nachgegangen. Geht man von einer rein einkommensbezogenen Definition der Mitte aus, so zeigt sich ein …

identification. In Italy, banks who belong to the PattiChiari consortium have implemented policies aimed at increasing transparency … household financial assets. Our results suggest that banks information policies have the potential to be an effective tool to … increase individuals' financial literacy and that the relationship between financial literacy and wealth is largely …

wealth transfers tend to be equalizing in terms of the distribution of household wealth. Indeed, the addition of wealth … transfers to other sources of household wealth has had a sizeable effect on reducing the inequality of wealth. … received a wealth transfer and these accounted for 23 percent of their net worth. Over the lifetime, about 30 percent of …

well as at all levels of net wealth at a point in time. Gifts and inheritances are only an important source of income flows … much different from the actual distribution. Our findings suggest that inheritance taxes may do little to mitigate the … extreme wealth inequality in society. …

This study examines from a cross-national perspective the importance of inheritance as a source of private wealth … inheriting households own considerably more wealth than non-inheriting households, all other things equal. The wealth gap between … households who received lifetime gifts or bequests and those who did not varies hugely along the distribution of net wealth. At …

utility to differ between households with and without offspring. Our estimates imply a very strong utility of residual wealth …-quarters of aggregate wealth at age 85. More surprisingly, we estimate similar utility of residual wealth for households with and … without offspring. We interpret this as, prima facie, evidence that the utility of residual wealth represents forces beyond an …

Given differences in public saving programs between Sweden and the United States, an examination of household private … wealth accumulation in these two countries can be enlightening. In this paper we examine wealth inequality and mobility in … Sweden and the United States over the past decade. We show that wealth inequality has been significantly greater in the U …

housing markets are therefore key to understanding personal portfolios, saving, the household distribution of wealth, and the …Housing is the single most important component of personal wealth in most countries. The special characteristics of … consumption of housing as a component of personal wealth. The impacts of rates of home ownership, credit market characteristics …

combining data from multiple surveys, we create an integrated measure of volatility in available household resources, accounting … for fluctuations in income and out-of-pocket medical expenses, as well as financial wealth sufficient to buffer against …