Showing 1 - 10 of 2,665
a new panel survey (SOFIE) to study housing wealth in household portfolios. It then estimates the rates of saving that … selected comparator countries; • Housing represents a major share of household wealth, and this share has risen in line with … the increase in house prices; • The composition of household portfolios is comparable to other selected countries except …
Persistent link: https://www.econbiz.de/10012115603
We analyze the impact of population aging on Japan's household saving rate and on its public pension system and the … impact of that system on Japan's household saving rate and obtain the following results: first, the age structure of Japan …'s population can explain the level of, and past and future trends in, its household saving rate; second, the rapid aging of Japan …
Persistent link: https://www.econbiz.de/10010332306
The objective of the paper is to explore the saving and consumption responses of a representative household to a range …-cycle model. The representative household maximises lifetime utility through its choice of optimal levels of consumption, housing … pay-as-you-go universal pension. In addition, the model allows for a compulsory private retirement savings scheme …
Persistent link: https://www.econbiz.de/10012115681
data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on … retirement savings contributions and information search processes. We combine ideas from the literature in psychology and … economics that provide opposing predictions regarding the impact of uncertainty on retirement savings contributions. Our results …
Persistent link: https://www.econbiz.de/10010326496
We have estimated a new measure of pension wealth gains, covering the working-age population in Denmark during 2015-2022, in collaboration with Statistics Denmark. By linking this new data to the existing income and tax registers at the individual level, we provide a full picture of net...
Persistent link: https://www.econbiz.de/10014551659
than the flow measures of household savings. Finally a series of adjustments are made to the flow measures of household and … sectoral saving rates for New Zealand, as derived from the national accounts. It also presents estimates for the household … sector, of the stock measure of savings (changes in net wealth). The latter estimates are found to be consistently greater …
Persistent link: https://www.econbiz.de/10012115640
This paper describes a structural dynamic microsimulation model of the household that has been developed to explore …
Persistent link: https://www.econbiz.de/10010392485
savings, investments and debts by couple members, and how these vary by individual and household characteristics. A particular …This paper builds on the existing literature about the distribution of financial resources within the household between … couple members. Using data from the British Household Panel Study (BHPS) we examine the ownership of, and amounts held in …
Persistent link: https://www.econbiz.de/10010288971
insurance between the household categories than in the difference in their savings rates. Whereas the average amount saved on … Sparquote zu. Außerdem beeinflußt die Art der sozialen Sicherung die Höhe der Sparquote. Selbständigen-Haushalte sparen einen … Abschluß von Lebensversicherungen treffen. (Nichtbeamtete) Arbeitnehmer dagegen sparen einen Teil ihres Einkommens nicht …
Persistent link: https://www.econbiz.de/10010260715
In this paper, we conduct a dynamic panel analysis of the determinants of the household saving rate in China using a … life cycle model and panel data on Chinese provinces for the 1995-2004 period from China's household survey. We find that … China's household saving rate has been high and rising and that the main determinants of variations over time and over space …
Persistent link: https://www.econbiz.de/10010332228