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Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Euwals, Rob - 2000
The Dutch mandatory pension system consists of two parts: a public pay-as-you-go part that provides a minimum income to all Dutch inhabitants over age 64; and an occupation-specific capital-funded part that provides supplementary retirement income. The goal of this paper is to test for the effect...
Persistent link: https://www.econbiz.de/10010262338
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The Saving Behaviour of Two Person Households: Evidence from Dutch Panel Data
Euwals, Rob; Börsch-Supan, Axel; Eymann, Angelika - 2000
As wives generally are younger than their husbands, and as they also have a higher life expectancy, wives generally have larger incentives to save for old age than their husbands. This paper analyses the household members? attitudes towards saving for old age, and the relation with the household...
Persistent link: https://www.econbiz.de/10010262446
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Dokumentation der Ruhestandsregelungen in verschiedenen Ländern
Schleife, Katrin - 2004
Persistent link: https://www.econbiz.de/10010300975
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Early retirement behaviour in the Netherlands: evidence from a policy reform
Euwals, Rob; van Vuuren, Daniel - 2006
In the early 1990s, the Dutch social partners agreed upon transforming the generous and actuarially unfair PAYG early retirement schemes into less generous and actuarially fair capital funded schemes. The starting dates of the transitional arrangements varied by industry sector. In this study,...
Persistent link: https://www.econbiz.de/10010277100
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Preparing for policy changes: social security expectations and pension scheme participation
van der Wiel, Karen - 2008
Western governments are currently contemplating how to adapt their Pay-As-You-Go pension systems so that these remain financially sustainable, even with an aged population. To the extent that policy-makers haven't already adapted their old age social security schemes, an ageing population thus...
Persistent link: https://www.econbiz.de/10010277208
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Financial literacy, retirement planning, and household wealth
van Rooij, Maarten; Lusardi, Annamaria; Alessie, Rob J. M. - 2011
There is ample empirical evidence documenting widespread financial illiteracy and limited pension knowledge. At the same time, the distribution of wealth is widely dispersed and many workers arrive on the verge of retirement with few or no personal assets. In this paper, we investigate the...
Persistent link: https://www.econbiz.de/10010308580
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Alterssicherung der Selbstständigen in Deutschland
Niehues, Judith; Pimpertz, Jochen - In: IW-Trends - Vierteljahresschrift zur empirischen … 39 (2012) 3, pp. 17-33
Eine verpflichtende Altersvorsorge soll der besonders bei den Solo-Selbstständigen vermuteten Altersarmutsgefährdung vorbeugen. Die empirische Analyse offenbart aber, dass sich das Armutsrisiko sowohl während der Erwerbsphase als auch im Alter nicht auf die Gruppe der Selbstständigen ohne...
Persistent link: https://www.econbiz.de/10011633319
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Arbeitslosigkeit und Alterssicherung: der Einfluss früherer Arbeitslosigkeit auf die Höhe der gesetzlichen Altersrente
Wunder, Christoph - In: Zeitschrift für ArbeitsmarktForschung - Journal for … 38 (2005) 4, pp. 493-509
Reductions in the state old-age pension which result from previous periods of unemployment are estimated on the basis of an econometric model whose starting point is the human capital theory. It is possible to differentiate between two negative effects on pensions. Firstly, as the state old-age...
Persistent link: https://www.econbiz.de/10011650604
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Biografische Einflussfaktoren auf den Gender Pension Gap – Ein Kohortenvergleich für Westdeutschland
Frommert, Dina; Strauß, Susanne - In: Journal for Labour Market Research 46 (2013) 2, pp. 145-166
Societal changes, such as the increasing number of divorces and the high proportion of non-married couples, lead to a rising importance of individual old-age incomes above the poverty line for women. Although this goal seems increasingly attainable due to a rise in female employment...
Persistent link: https://www.econbiz.de/10011650781
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Zufriedenheit mit der Altersvorsorge und Präferenzen für alternative Sicherungsmodelle : Empirische Analysen mit dem Sozio-oekonomischen Panel (SOEP)
Schwarze, Johannes; Wunder, Christoph - 2004
finanziellen Alterssicherung deutlich unzufriedener ist als die ältere. Dieser Effekt ist unabhängig von der ökonomischen Situation …. Trotz der deutlich gestiegenen Unzufriedenheit mit der Alterssicherung stehen große Teile der Bevölkerung einer … privatwirtschaftlich organisierten Altersvorsorge skeptisch gegenüber. Ganz allgemein kann gezeigt werden, dass mit ihrer Alterssicherung …
Persistent link: https://www.econbiz.de/10010260710