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Verbraucherbildung und Verbraucherberatung in der Altersvorsorge: ein Überblick über deutsche und britische Initiativen
Werner, Christina; Oehler, Andreas - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 3, pp. 125-143
Verbraucherbildung und -beratung können das Problembewusstsein der Verbraucher für eine potenzielle Versorgungslücke im Alter schärfen, sie bei der Auswahl der geeigneten Vorsorgewege, -produkte und -anbieter unterstützen und ihnen dabei helfen, bereits getroffene Entscheidungen zu...
Persistent link: https://www.econbiz.de/10010377894
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Verbraucherberatung in Verbraucherzentralen: Orientierung an den Interessen der Verbraucher und Instrument zur Weiterentwicklung der Verbraucherpolitik
Benner, Eckhard; Weiser, Beate - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 3, pp. 144-159
Das verbraucherpolitische Instrument Verbraucherberatung soll die asymmetrische Informationsverteilung zwischen … Verbraucherberatung selbst durch die asymmetrische Informationsverteilung zwischen Berater und Ratsuchendem gekennzeichnet ist. Der … Beitrag arbeitet diesen Aspekt heraus und zeigt am Beispiel der Verbraucherberatung der Verbraucherzentralen und aus der …
Persistent link: https://www.econbiz.de/10010377897
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Do no-loan policies change the matriculation patterns of low income students?
Waddell, Glen R.; Singell, Larry D. - 2009
We empirically examine whether there is discernable variation in the matriculation patterns of low-income students at public flagship institutions in the United States around changes in institutional financial-aid policies that target resident, low-income students with need-based aid. While...
Persistent link: https://www.econbiz.de/10010269635
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She works hard for the money: Tackling low pay in sectors dominated by women. Evidence from health and social care
Müller, Torsten - 2019
This working paper provides data confirming that workers in lower-skilled health and social care assistant positions earn considerably less than the national average wage in their country. The publication argues that the wage penalty for working in female-dominated sectors and occupations such...
Persistent link: https://www.econbiz.de/10014565907
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Employment-conditional tax credit and benefit systems
Ochel, Wolfgang - In: CESifo Forum 01 (2000) 3, pp. 35-41
Persistent link: https://www.econbiz.de/10011695632
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The civil rights act and the earnings of lower income Hispanic men in the 1960's
Duleep, Harriet; Regets, Mark - 2012
This paper uses Social Security longitudinal earnings records matched to Current Population Survey data to examine changes in the relative earnings of Hispanic men during a period of dramatic change in public and private policies toward race and ethnicity characterized by, but not limited to,...
Persistent link: https://www.econbiz.de/10010287632
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Australian money advice and debt management system
Kim, Seajin - 2023
In Australia, financial hardship caused by over-indebtedness is no longer only experienced by the most vulnerable social group but is now prevalent among the general population. This scoping paper analyses the money advice and debt management system in Australia with emphasis on their...
Persistent link: https://www.econbiz.de/10014374443
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Credit counselling and debt management services in the United States
Park, Gyeongmin - 2023
This scoping paper outlines credit counselling and debt management structures in the United States and their effectiveness in improving consumers' financial management status. First, various public and private credit counselling systems are explained with a focus on each institution's roles and...
Persistent link: https://www.econbiz.de/10014374444
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Foreclosure externalities: Some new evidence
Gerardi, Kristopher; Rosenblatt, Eric; Willen, Paul S.; … - 2012
In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …
Persistent link: https://www.econbiz.de/10010292258
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Reducing foreclosures: No easy answers
Foote, Christopher L.; Gerardi, Kristopher; Goette, Lorenz - 2009
done to stop it. We use an economic model to focus on two key decisions: the borrower's choice to default on a mortgage and … illustrate that unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely …
Persistent link: https://www.econbiz.de/10010292331