Showing 1 - 10 of 16,092
In this paper, we examine the impact of mergers among German savings banks on the extent to which these savings banks engage in small business lending. The ongoing consolidation in the banking industry has sparked concerns about the continuous availability of credit to small businesses which has...
Persistent link: https://www.econbiz.de/10010269737
Persistent link: https://www.econbiz.de/10011384684
The assumption that remittances are a substitute for credit has been an implicit or explicit theoretical foundation of many empirical studies on remittances. This paper directly tests this assumption by comparing the response to health-related shocks among national and transnational households...
Persistent link: https://www.econbiz.de/10010308747
Empirical evidence suggests that even those firms presumably most in need of monitoring-intensive financing (young, small, and innovative firms) have a multitude of bank lenders, where one may be special in the sense of relationship lending. However, theory does not tell us a lot about the...
Persistent link: https://www.econbiz.de/10010316084
Empirical evidence suggests that even those firms presumably most in need of monitoringintensive financing (young, small, and innovative firms) have a multitude of bank lenders, where one may be special in the sense of relationship lending. However, theory does not tell us a lot about the...
Persistent link: https://www.econbiz.de/10010261239
Seit Jahresbeginn gerät der deutsche Wohnungsbau neben steigenden Kosten für Baustoffe, Personal und Energie durch … gegenüber dem Vorjahr um gut 4 % zurück. Der Beitrag untersucht, ob und wie stark der deutsche Wohnungsbau historisch auf …
Persistent link: https://www.econbiz.de/10013468357
In 2021, 293,000 dwellings were completed in Germany. This is at least 130,000 more than were completed at the low point in 2010, but less than the government had planned in order to limit the housing shortage. It is very likely, that residential construction is going to decline following the...
Persistent link: https://www.econbiz.de/10014001260
The German construction industry is facing major challenges. Rising interest rates, high material costs and high energy prices have led to a sharp drop in orders and declining building permits. Consequently, capacity utilisation in the construction industry will fall while the shortage of aff...
Persistent link: https://www.econbiz.de/10014001275
The environment for investment in housing construction has changed drastically. Rising interest rates and construction costs are leading to a signifi cant decline in investment activity. This will exacerbate the shortage on the housing market, as refugees from Ukraine also require housing on a...
Persistent link: https://www.econbiz.de/10014001277
This article examines the recent downturn in Germany's housing construction sector, marked by a significant drop in business climate indicators. Key factors include material shortages, order cancellations, financing constraints, and a lack of new orders, which have worsened since the COVID-19...
Persistent link: https://www.econbiz.de/10015047244