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Das deutsche Bankensystem befindet sich seit Jahren in einer schwierigen Ertragslage, sichtbar in einer im internationalen Vergleich geringen Rendite. Bereits in der Vergangenheit wurde darauf mit Personalabbau, Fusionen und Schließung von Bankstellen reagiert; in Zeiten konjunktureller...
Persistent link: https://www.econbiz.de/10011601520
We analyze the credit supply and real sector effects of bank bail-ins by exploiting the unexpected failure of a major … Portuguese bank and subsequent resolution. Using a matched firm-bank dataset on credit exposures and interest rates, we show that …
Persistent link: https://www.econbiz.de/10014564962
merger related effects on small business lending in Germany from a bank-level perspective. Furthermore, we estimate small …
Persistent link: https://www.econbiz.de/10010269737
estimation. The analysis allows to distinguish between rents that accrue due to single bank lending, rents that accrue due to …
Persistent link: https://www.econbiz.de/10010303753
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank … long-term bank-customer relationships. In contrast, the present paper also considers interactional variables which try to … measure social relations between loan officer and firm manager. Using bank survey data, the relationship and interaction …
Persistent link: https://www.econbiz.de/10010324040
Persistent link: https://www.econbiz.de/10010475180
of increased bank capital in terms of reduced loans could be substantial, there are good reasons to believe that the … between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of … the German economy for the past 60 years. We find no evidence for a negative impact of bank capital on business loans. …
Persistent link: https://www.econbiz.de/10010309227
of increased bank capital in terms of reduced loans could be substantial, there are good reasons to believe that the … between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of … the German economy for the past 60 years. We find no evidence for a negative impact of bank capital on business loans. …
Persistent link: https://www.econbiz.de/10010283577
Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking …-relationship borrowers who "switch" to another bank following a merger will be less harmed than those whose relationship is "dropped" and not … to be dropped. We track post-merger performance and show that many dropped target-bank borrowers are harmed by the merger …
Persistent link: https://www.econbiz.de/10011506699
Persistent link: https://www.econbiz.de/10011696422