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In diesem Arbeitspapier geht es um die Interessenorganisation des wirtschaftlichen Mittelstands im politischen System der Bundesrepublik Deutschland. Die Freien Berufe werden dabei als integraler Bestandteil des wirtschaftlichen Mittelstands angesehen. Ausgehend von der Hypothese, daß die diese...
Persistent link: https://www.econbiz.de/10010290108
This paper investigates whether self-employed households use consumer loans - in particular instalment loans and overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal overdrafts...
Persistent link: https://www.econbiz.de/10010282216
A number of studies have pointed to various mistakes that consumers might make in their consumption-saving and financial decisions. We utilize a unique market experiment conducted by a large U.S. bank to assess how systematic and costly such mistakes are in practice. The bank offered consumers a...
Persistent link: https://www.econbiz.de/10010298314
Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called revolvers exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of...
Persistent link: https://www.econbiz.de/10010280914
der Bevölkerungsanteil an den Rändern der Einkommensverteilung, wobei in der Mittelschicht die Abwärtsmobilität stärker …
Persistent link: https://www.econbiz.de/10011601788
ungerecht empfunden, sondern er schürt auch die Verunsicherung der Mittelschicht. Im Krisenjahr 2009 nahm zwar der Anteil der …
Persistent link: https://www.econbiz.de/10011602186
This document presents a systematic review of empirical approaches to the identification and measurement of the middle class as the concept is used in the applied literature. It then presents an arguably less arbitrary definition of the middle class which is based on sound principles of...
Persistent link: https://www.econbiz.de/10011429319
This paper describes the size of the middle class in developing Asia across countries and over time. Based on an absolute measure of the middle class of $2-$20 (2005 purchasing power parity United States dollars), it finds that between 1990 and 2008, the size of the middle class in developing...
Persistent link: https://www.econbiz.de/10011432689
Erstmals in der Geschichte hat die Mittelschicht einen bedeutsamen Anteil des privaten Vermögens erworben. Doch sind … geringer Verbreitungsgrad von Immobilienbesitz und Erbe in der unteren Mittelschicht (60 bis 80 Prozent des Medianeinkommens … Besitz einer selbst genutzten Immobilie von der oberen Mittelschicht (< 250 über des Medianeinkommens). Das relevante …
Persistent link: https://www.econbiz.de/10011707716
Using panel datasets from Mexico and Chile for the 2000s, we examine the determinants of middle-class intra-generational mobility. We define the middle class by means of a latent index of economic wellbeing that is less sensitive to short-term fluctuation and measurement error than standard...
Persistent link: https://www.econbiz.de/10010319837